MEDICARE SUPPLEMENT PLANS

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BLUE CROSS BLUE SHIELD - Illinois

 Brochure 

Please call 1-888-841-9455  

 Brochure 

Please call 1-888-841-9455  

CENTRAL RESERVE LIFE - Wisconsin

 Brochure 

 Please call 1-888-841-9455  

CONSTITUTION LIFE - Illinois

      Medicare + Choice Plans

Please refer to your "Medicare & You" 2006 guide book, section 5, page 29 for a description of these plans.

Free prescription drug discount card included with Medicare Advantage Plans, offering discounts from 40 - 60% on generic drugs. 

 Unicare Security Choice

 Private Fee-for-Service Plans

     Available in select counties in Illinois, Minnesota, and Wisconsin.

 Areas by County 

 Read the Unicare Brochure  

and   Co Payment Schedule 

**Please Read the   *Application Instructions*   before filling out the

application.**

Step 3 : Complete the  Application packet and

Mail to :   Associated Insurance Group

           14 South Chicago Avenue

         Freeport, Illinois 61032

There is no Premium for 2006!

Please do not date the application.

For additional information click HERE 

             Pacificare Secure Horizons 

      Private Fee-for-Service Plans

Available in 49 states!!

IL. (Available Now)

WI. (Available Jan. 1st 2006) 

Smart Value

from Blue Cross Blue Shield of Wisconsin

For more information click below

 Brochure 

United Health Care

Private Fee-for-Service Plans

IL.( Coming Soon)

WI. ( Now Available!!) 

For more information on United Health Care and Pacificare

 please call 1-888-841-9455.

2) Medicare Managed Care Plans

Complete our

 Medicare Managed Care Plans  

request information form.

Available in 13 counties in Illinois, Iowa, Wisconsin, in a 60 mile radius surrounding Dubuque, Iowa.

PRESCRIPTION DRUG PROGRAMS

Discounts up to 80% on expensive name brand prescription drugs

rxdrugs4seniors

Medicare Part D  

Coming Jan. 1st 2006

For more information please call

 1-888-841-9455

Click  Here for a quote.

 FACTS ABOUT MEDICARE

Medicare is the federal health insurance program for Americans age 65 and older and for certain disabled Americans.  If you are eligible for Social Security or Railroad Retirement benefits and are 65, you and your spouse automatically qualify for medicare. 

Medicare has two parts: hospital insurance, known as Part A, and supplementary medical insurance, known as Part B, which provides payment for doctors and related services and supplies ordered by the doctor.  If you are eligible for medicare, Part A is free but you must pay a premium for Part B.

Medicare will pay for many of your health care expenses, but not all of them.  In particular, Medicare does not cover most nursing home care, long-term care services in the home, or prescription drugs.  There are also special rules on when Medicare pays your bills that apply if you have employer group health insurance coverage through your own job or the employment of a spouse.

Medicare usually operates on a fee-for-services basis.  HMO and similar forms of prepaid health care plans are now available to Medicare enrollee's in some locations.

Then best source of information on the Medicare program is the "Medicare and you" Handbook. You can also contact your local Social Security Office for information.

Some people who are covered by Medicare buy private insurance called "Medigap" polices, or "Medicare Supplements" to pay the medical bills that Medicare doesn't cover.  Some Medicare supplement polices cover medicare's deductible; most pay the coinsurance amount.  Some also pay for health services not covered by Medicare.  There are 10 standard plans from which you can choose. (Some States may have fewer than 10.) 

  For your Medigap or Medicare Supplement Policies,

 please contact us at : (888) 841-9455.